How to Raise Revenue-Based Financing
The full process for raising RBF in 2026 — from prepping your Stripe data to negotiating terms to closing in a smart-contract vault.
Raising RBF now takes days, not months: connect Stripe, post your ask, get 3–8 lender offers, negotiate the cap multiple and share %, close in an on-chain or escrowed vault.
1. Connect revenue
Lenders want live, read-only Stripe or Paddle access — not screenshots. Connect through the terminal so lenders can verify without you exposing your account.
2. Post your ask
State the advance size, the % of revenue you'll share, and the cap multiple you'll accept. Being specific pulls better offers than "open to terms."
3. Negotiate
Share % matters more than cap multiple for cash flow. Cap multiple matters more for total cost. Optimize for the constraint that's binding on you.
4. Close
Sign the term sheet, fund the vault, revenue routes automatically. Modern vaults handle the split without you touching a bank transfer.
Frequently asked questions
How fast can I close?
On a live terminal, 3–7 days from posting to funded is normal.